A post Graduate from Delhi University, the author, since younger days had special interest in reading books of authors like Amrita Pritam, Shivani, Upendra Nath Ashq Bhishm Sahni besides the renowned old authors of those times like Nirala, Prem Chand and Maithili Sharan Gupta among others. Belonging to a family which migrated after partition from the present side of Punjab in Pakistan, he had gone through the pains and struggles of a family to settle and grow in a different environment. After pursuing studies,the author worked for nearly 45 years with a bank and NBFCs all across the country and travelled and interacted with large sections of society.Now he dedicates his major time towards spreading financial literacy and writing books from banking to subjects like Ramayan. He has already co-authored four books published by Wisdom Word Publishing. He has a keen interest in human behaviour in relation to financial empowerment and a belief that only an approach of Humans First can solve our all problems. He occasionally writes Bhajans also and is a regular speaker on subjects like banking, economy and other financial matters.